ATA News and Activities
ATA Members and Internet Scams Update
[Last updated: December 15, 2005]
Walter Bacak ( walter@atanet.org )
Some ATA members have recently received an email requesting a quote for translation and typesetting services for the Regulatory Affairs Professionals Society. It is a scam, do not respond.
RAPS is a legitimate organization. The scam is that the author of the fraudulent email says that he is contacting you for work on behalf of RAPS. While a RAPS representative told me they have worked with translators and interpreters in the past, they did not issue a request for proposals or a call for bids from interpreters. Specifically, please note the sender's email address was from a free email service (hotmail.com ) and not from the organization.
Keep your guard up.
If you have any questions or comments, please contact Walter Bacak at walter@atanet.org .
For more information on Internet scams please see the article below.
ATA Members and Internet Scams
From the Executive Director
Walter W. Bacak, Jr., CAE
If it sounds too good to be true, it is too good to be true.
Several ATA members have received offers by email to interpret for an African prince's daughters while they sightsee and shop. Others received more official business-oriented messages: a client needs an interpreter while attending a seminar in Texas, Ohio, or some other plausible place.
ATA sent out a message alerting members to these scams back in December. I also mentioned these emails in my January column. But after hearing from several members asking about the fraudulent messages, here's more information on the scams.
The authors (perpetrators) of the scams include the recipient's name, email address, and the recipient's primary non-English language embedded in the text of the message, which adds some credibility. After the recipient (ATA member) responds to the message confirming his or her availability, the author expresses a check (which is a fake or drawn on a closed account) with instructions to notify the author as soon as the check is received.
A couple days later, the author emails the member canceling the assignment—the daughter or client got sick. The author then tells the member to keep $xxx for your time and trouble and wire the remainder to xxx [some other person]. BEWARE: if you wire the author the funds, you are liable for the entire amount, according to the National Consumer League. For more information on this “fake check scam,” please visit the National Consumers League's Internet Fraud Watch website at http://fraud.org/tips/internet/fakecheck.htm . The site is a real eye opener as to all the Internet scams that are out there and how they work from the old Ponzi/pyramid schemes to the “Nigerian letters (please send me xxxx and I will send you xxxx x 2 or more)” to the new “phishing” scams (where real looking order forms are fronts for collecting personal information and credit card numbers).
In response to the many calls and emails from members, I have reported the targeting of ATA members to the Internet Fraud Complaint Center (IFCC). According to the IFCC website, “The IFCC is a partnership between the Federal Bureau of Investigation and the National White Collar Crime Center.” I encourage you to report any Internet scam messages that you receive to the http://www.ic3.gov nternet Fraud Complaint Center.
You may also want to report it to the National Consumer League. Its website is http://fraud.org . And, please let me know as well at walter@atanet.org .
Finally, the contact information that you post online in the ATA Directory of Translation and Interpreting Services is easily accessible to the business community and the general public. That is its purpose: to help you get legitimate business. However, knowing the information is readily available online also means that you need to keep your guard up.
Internet Fraud Tips from the National Consumers League's Internet Fraud Watch (http://fraud.org/tips/internet/fakecheck.htm )
Tips for Recognizing and Avoiding Fake Check Scams
If someone you don't know wants to pay you by check but wants you to wire some of the money back, beware! It's a scam that could cost you thousands of dollars.
- There are many variations of the fake check scam. It could start with someone offering to buy something you advertised, pay you to do work at home, give you an “advance” on a sweepstakes you've supposedly won, or pay the first installment on the millions that you'll receive for agreeing to have money in a foreign country transferred to your bank account for safekeeping. Whatever the pitch, the person may sound quite believable.
- Fake check scammers hunt for victims. They scan newspaper and online advertisements for people listing items for sale, and check postings on online job sites from people seeking employment. They place their own ads with phone numbers or email addresses for people to contact them. And they call or send emails or faxes to people randomly, knowing that some will take the bait.
- They often claim to be in another country. The scammers say it's too difficult and complicated to send you the money directly from their country, so they'll arrange for someone in the U.S. to send you a check.
- They tell you to wire money to them after you've deposited the check. If you're selling something, they say they'll pay you by having someone in the U.S. who owes them money send you a check. It will be for more than the sale price; you deposit the check, keep what you're owed, and wire the rest to them. If it's part of a work-at-home scheme, they may claim that you'll be processing checks from their “clients.” You deposit the checks and then wire them the money minus your “pay.” Or they may send you a check for more than your pay “by mistake” and ask you to wire them the excess. In the sweepstakes and foreign money offer variations of the scam, they tell you to wire them money for taxes, customs, bonding, processing, legal fees, or other expenses that must be paid before you can get the rest of the money.
- The checks are fake but they look real. In fact, they look so real that even bank tellers may be fooled. Some are phony cashiers checks, others look like they're from legitimate business accounts. The companies whose names appear may be real, but someone has dummied up the checks without their knowledge.
- You don't have to wait long to use the money, but that doesn't mean the check is good. Under federal law, banks have to make the funds you deposit available quickly – usually within one to five days, depending on the type of check. But just because you can withdraw the money doesn't mean the check is good, even if it's a cashier's check. It can take weeks for the forgery to be discovered and the check to bounce.
- You are responsible for the checks you deposit. That's because you're in the best position to determine the risk – you're the one dealing directly with the person who is arranging for the check to be sent to you. When a check bounces, the bank deducts the amount that was originally credited to your account. If there isn't enough to cover it, the bank may be able to take money from other accounts you have at that institution, or sue you to recover the funds. In some cases, law enforcement authorities could bring charges against the victims because it may look like they were involved in the scam and knew the check was counterfeit.
- There is no legitimate reason for someone who is giving you money to ask you to wire money back. If a stranger wants to pay you for something, insist on a cashiers check for the exact amount , preferably from a local bank or a bank that has a branch in your area.
- Don't deposit it – report it! Report fake check scams to the National Fraud Information Center/Internet Fraud Watch, a service of the nonprofit National Consumers League, at www.fraud.org or (800) 876-7060. That information will be transmitted to the appropriate law enforcement agencies.
